Friday, December 25, 2015

On a Tropical Christmas in New York, Traditions Melt Away

As she stood before the ice skating rink at the center of Bryant Park in Manhattan, dressed as Mrs. Claus in a red velveteen outfit trimmed with white faux fur, Alejandra Silva was the picture of Christmas — in Miami. The dress was thigh-length, sleeveless and skin tight. And still, on the night before Christmas, she was overheating. “I’m sweating!” Ms. Silva said, while her 5-year-old son played at her feet. “Last year we made a snowman on our terrace,” she added, fanning herself. “This year my son wants an ice cream!”

Biology Doesn't Write Laws: Hillary Clinton's Bathroom Break Wasn't As Trivial As Some Might Like to Think


As a lot of the world now knows, last Saturday night, Democratic presidential candidate Hillary Clinton was late returning to the stage at the Democratic Debate after a five-minute break. Almost immediately media reported that she was delayed because of a line at the women's bathroom. As the break came to a close, with Clinton nowhere in sight, the moderators of the debate started without her. Within minutes, Clinton walked back onto the stage, smiling, and said, "Sorry," to knowing laughter. Women, the laughter acknowledged, live in the interstitial spaces of a world shaped by and for men.

Christmas brings warmth to East and not just from a holiday glow

(CNN)That deep warm feeling on Christmas Day wasn't just from the glow of the season -- for much of the country, it was from some unusually warm temperatures outside. After a burst of cool air last weekend, the mercury continued on its way up again over much of the East. It's another chapter in what has been an incredibly warm December over much of the Eastern United States, a pattern that some meteorologists have coined the "blowtorch." As of earlier this week, this month alone saw more than 2,600 record-high temperatures, and many more are expected before the new year. Major metropolitan areas in the Northeast saw some of the warmest Christmas Days on record, meaning green grass rather than white snow in time for Santa's visits. More read

Deadly Storms Scatter Damage Across South

Crews in several southeastern states are searching for survivors and cleaning up after a series of tornadoes and powerful storms. Fatalities are reported in Mississippi, Arkansas and Tennessee. (Dec. 24)

Thursday, December 24, 2015

A statue of Cecil Rhodes that was removed from the University of Cape Town

In an email to The Independent, Mr Abbott said students at the college “should be clear-eyed about Rhodes’ faults and failings but proud of his achievements” “The university should remember that its mission is not to reflect fashion but to seek truth and that means striving to understand before rushing to judge,” he stated. “Racism is a dreadful evil but we all know that now. It’s hardly virtuous to be against racism today. Real virtue would have been to oppose racism when it was difficult to do so. “It’s a pity that Rhodes was, in many respects, a man of his times. We can lament that he failed to oppose unjust features of his society while still celebrating the genius that led to the creation of the Rhodes scholarships,” Mr Abbott wrote. (Mr Abbott himself was a Rhodes scholar.) “Rhodes was not a campaigner against racism but many of the scholars who are his legacy have been.” The Oxford University campaign comes after the University of Cape Town removed its own statue of Rhodes amid jubilant scenes in April this year.

Syria conflict: Rebels 'to leave Yarmouk refugee camp'

A UN-brokered deal could see thousands of Syrian rebels and their families leave areas in and around the Yarmouk Palestinian refugee camp in Damascus.

The deal, which is still at a delicate stage, involves agreement between rebel fighters and the government. It could see a number of militants from Islamic State (IS) given safe passage to their stronghold of Raqqa. The aim is to make Yarmouk safe again so that the 18,000 people believed to be trapped there can receive aid. In April, IS militants infiltrated the camp and briefly seized large parts of it. Yarmouk is divided into areas controlled by IS, the rival al-Qaeda-linked al-Nusra Front and pro- and anti-government Palestinian militants. Government forces maintain checkpoints around the area preventing civilians from leaving. See More

Sunday, July 12, 2015

Payday Loan Lending: Phony Collectors Impersonate FBI Agents

Payday loan lending has been around for years making it possible for consumers to have access to fast cash without worrying about credit worthiness or approval waiting times. Financial emergencies often times require money in a hurry and most "traditional" lenders, such as banks and credit unions, don't offer the timeliness that is equally matched to payday lenders.
Fighting A Budget Battle Successfully Without Payday Loan Help:
Bad credit brings tough budget situations. When you don't have enough to pay Peter, you rob Paul and then Stan comes in and needs his share while Tom is lurking around the corner. Sure we can laugh at the budget juggling routine. At the end of it all, without enough cash to pay them off, troubles multiply. When we don't have enough money to take care of each one, we pay more in late and overdraft fees. Payday loan help will at least give you something for your money. It's a bit pricey, but in the long-run it helps keep your bad credit rating from falling further.
Are Direct Payday Lenders Correcting Small Money Problems?:
Are you back looking for direct payday lenders online when you told yourself that you would never return? Did you think that the budget you made would run itself? How much effort did you put into tackling the goals and objectives you made? Failures cannot always be blamed on poor management but there are many which can.
No Credit Check Payday Loans - Situations That Arise That Necessitate A Loan:
When the economy takes a down turn, many people often look for ways to make ends meet at the end of each month. There are many situations that arise where payday loans are necessitated by an average American family.
Direct Payday Lenders Online: Payday Loan or Credit Card?:
Direct payday lenders online offer a valuable resource for consumers who find themselves experiencing short-term financial difficulties during tough economic times. When a car breaks down, a tooth needs to be filled, or bills are higher than expected, getting an advance on your paycheck may be a better option than reaching for a credit card.
The Benefits of Cash Advance Payday Loans:
The average person has many financial needs and sometimes it becomes impossible to keep up with all the necessary spendings. Unfortunately, most people cannot make long term plans and can only organize their monthly budget. In this context, if something unexpected comes up, such as a tax payment or worse, an accident or emergency repair, they cannot get the money they need. Some rely on the help of family and close friends, but this is not a very good long term solution; others have some money saved up and when they need something right away, they make a sacrifice and take how much they need from there.
Would Payday Loan Usage Set Off The Debt Crisis Alarm?:
Before you can dig yourself out of a debt crisis, the problem must first be acknowledged. At what point you discover the problem will determine how hard you will have to work to correct it. Whatever the case, debt problems deserve priority treatment. Money troubles will not voluntarily correct themselves.

You Can Make Payday Loans Work for You When You Need Emergency Funds

Being short of cash is extremely stressful, and for many people, it can be a distressing situation. Payday loans are an option that many people turn to when they need to access a small amount of cash until they are next paid.
Use Payday Loans Until Your Budget Supports Itself:
Are you considering using the best payday loans help to make it through to your next paycheck deposit? You are not alone. Many people struggle thorough overwhelming debt this time of year. Between regular expenses, holiday debt additions and working through the tax season, finances are stressful. Hopefully you are one of the many who will receive a return this year from the IRS.
Is It Safe and Good to Apply for a Payday Loan Online?:
Millions of people use Payday loans every year, using them to access emergency funds until they receive their next wage. It is a form of credit that has been available to people for many years, but it's only recently that it has become a popular choice.
Payday Loans Will Fit When Used In The Right Place:
Financial worries are burdensome. Not knowing if you will have enough to make it through to the end of the month is very stressful. As much as best payday loans are helpful for the occasional emergency payment or to help correct a rough patch. Unfortunately, they are no relief to most worries.
Payday Loan Providers Focus On Debit Card History, Will Others?:
Best payday loan providers understand how bank account management is an important piece of the money management puzzle. It is too often ignored by other lenders and creditors while they focus on credit check data instead. So much emphasis is placed on credit card usage and management that those who choose not to use them end up ignored.
Bad Credit Payday Loans: Are You Managing Your Pet's Expenses?:
While pet expenditures in the U.S. are expected to reach $55 billion this year (according to the American Pet Products Association), and roughly 15 percent of pet owners are spending at least $100 per month on Fido or Fluffy, there are still plenty of pet friendly households out there that are struggling to afford pet food, vaccinations, and trips to the vet when necessary.
Payday Loan Debt: Comparing It To Other Debt:
When we talk about debt, we usually think about the total of what we owe regardless of how it was accumulated or who we owe it to. Payday loan debt included. While some of us may define being in debt by our home mortgage or student loans, for others debt may be determined by our past financial mistakes. No matter how much we owe, how long it will take us to pay it back, or how we got there... it's all considered debt.

Payday Loan Lender: Limit Your Use To Make Payments More Affordable

Applying for payday loans to help with budget failures can often lead to overuse. It is never good practice for a borrower to owe money to several payday loan lenders all at the same time. Between the finance charges and the balances due for each of the loans, your next few paychecks will carry a heavy burden.
How to Use Payday Loans to Help You Get Through a Financial Emergency:
Payday loans are short term cash advances on your wage. They are loans that are designed to be borrowed for a short time only.
Household Budgeting: Supporting A Payday Loan Payoff:
Does your household budget support your monthly finances or are you finding that sometimes there is just "too much month for your money"? Seeking the help of a payday loan for a little extra cash to get through the month is not a bad thing unless your budget doesn't support paying it back. It can at times be difficult to manage your money, even with the help of a short-term loan.
Payday Loans Help When A Payoff Plan Is Activated:
Too often, fast payday loans are deemed the bad guy in the lending industry. In fact, their continued growth within the financial world speaks a different tune. These fast cash loans fill a void for many folks who struggle to make ends meet when their bank accounts are low on funds. People who use short-term loans to get over a hump before the next payday find the loans useful and cost effective.
Payday Loan Lending Meets Consumers At The Gas Pump:
The rise and fall of gas prices continues as consumers hit the pumps waiting to see what they will pay for a gallon of gas. When it comes to filling the tank, payday loans have been known to meet the needs of someone who is low on fuel.
Cash Advance Loans Online Become Bad When Left Unpaid:
When you struggle with unexpected costs and are using cash advance loans online only, it may take a very long time to recover from it. These short-term loans are quick money but the interest is high. You will want to pay it back as fast as possible. Borrowers with long-term debt problems will have a much harder time paying it off on the original due date.
How Payday Loan Works:
Payday loans are receiving a large number of borrowers in recent years and this is mostly because of the benefits that one gets with them. Most of us are already familiar with the concept of payday loans but the chances are that many people are still not sure about the process of it like who is eligible for it, what is the interest rate, how do you get the loan, whether or not it is confidential, how much money do you have to pay back and what exactly do you need to qualify for such a loan...

Payday Loans May Be Ignited By Money

You may not realize that you are making excuses for spending money because you do it so often. Nevertheless, recognizing your "money excuses" is the first step to understanding your financial position in life and taking control of your money for a better future.
Payday Loan Companies Facing New Postal Competition:
When using payday loan services, an applicant must have an active bank account. For those millions of people who do not use banks to hold their money, it would be tough for them to acquire a fast payday loan. A storefront service will expect a signed check to hold for payment on due date. An online service uses bank transfers and debits to process their loans.
Payday Advance Options: Are They Right For You?:
If you are simply trying to get by until your next paycheck goes in the bank, a payday advance may be just the boost your bank account. Whether you are self-employed and going through a slow season or are waiting for a client to pay a bill, you know that your businesses financial obligations depend on your customers paying for the goods and services you have provided. This can put put you in a precarious position financially.
Use Cash Advance No Credit Check Lenders When The Chips Are Down:
Finding a cash advance no credit check lender is pretty easy. You can use an online direct lender or visit a local storefront location. Finding the alternative money opportunity is rarely the problem with the short-term loan industry. Connecting to one that you can afford and offers flexible payoff terms without additional outrageous fees is another.
Work Out A Plan That Covers Online Cash Advance Lender Payoff:
Whether you are having difficulty repaying credit card companies or a safe online cash advance lender, it is necessary to acknowledge the financial position you are currently in. In doing so, past mistakes must be analyzed and evaluated. Learn from this information and apply necessary changes to help build a better financial future.
The Pitfalls of Payday Loans Every Borrower Should Know:
Payday loans are short term loans that can be availed during financial contingencies. While these loans are ubiquitous, there are several malpractices and borrowers fail to calculate the true cost of these loans. Several states have passed stringent regulations against the unscrupulous lending practices, but the payday lending industry manages to find loopholes to trap borrowers. This article highlights the basic pitfalls that every borrower should know before availing a payday loan.
Online Cash Advance Wake Up Call: Listen To It:
Have you reached the point where your online cash advance applications are being sent out more often than you would like to admit? Just the fact that you have noticed there is something wrong with a fast cash a reliance, your finances have hope. There is nothing wrong with needing help now and then, especially when it comes to making it over money hurdles.

Online Payday Loans or Open Financial Discussions?

People who are afraid to talk about money may find themselves deeper in unnecessary debt than those who will discuss financial troubles. Could it be that they don't know anyone who they feel comfortable speaking to? Maybe there is shame involved and keeping it locked inside makes it more comfortable to live with. It's tough to hide money problems in the closet with all of the other skeletons.
Online Cash Advances: Say Thanks, Pay It Off and Move Forward:
Living paycheck to paycheck? Wondering when safe online cash advances will not be your only place to go for financial help? Wondering what happened to your finances and why? If you are looking to get your money management back on track, you will want to find out where you went wrong, correct it and make a plan to improve from there.
Respect Cash Advance Online Loan Terms to Minimize Final Costs:
When money options are not treated with respect, borrowers set themselves up for future money problems. Never take fast cash opportunities for granted. Just because they are easily accessible online, it doesn't make safe cash advance loans a service to abuse. Overusing short-term loans will only limit your available income that much further.
If You Are Short on Cash After Christmas, Don't Worry, Help Is Available:
The festive season is a time of year when additional expense can stretch our resources to the limit. For many people, a Payday loan can offer some respite if they are short of cash after all the additional Christmas expense.
Direct Lender Payday Loans: Responsible Use Is Cost Effective:
What does it take for you to become aware of your debt? Do you make charges without thinking about how it would change your finances? Too often, debtors consider credit card debt affordable because the minimum payment is so low. When they continue to charge on the accounts and only pay that small monthly minimum, how far can you stretch that affordability?
Let a Payday Loan With No Credit Check Work for You:
Thousands of people turn to high street banks on a daily basis to try and secure funds for their car which has broken down and needs repair or just to help them get to the end of the month.It's a fact that many households cannot get through an entire month on their monthly salary, leaving them without funds when they need them the most.
Will A Payroll Advance Help To Strengthen Secret Financial Struggles?:
If you are hiding payroll advance loans use from your spouse, it's only a matter of time before your money problems are disclosed unless you make some changes. The quick cash advance may have solved that urgent problem, but the cost of the loan can potentially hurt other demands once the payoff date arrives.

Direct Payday Loan Lender Help For Awaiting Tax Payers

A two week delay from the IRS will surely create a need for direct payday loan lender help, especially when it comes to handling holiday debt. The IRS is often a predictable source of cash for many households. A return is anxiously awaited to help recover from holiday shopping sprees, pay down other debt, set aside for property taxes or a fast refill for a drained emergency savings account.
Conditions and Process of Getting a Payday Loan:
Payday loans are usually high-interest, short-term loans designed to bail out people until their next payday. Therefore, borrowers have until the next payday to pay the loan plus interest. Nevertheless, some of the lenders allow their customers to determine the most appropriate repayment period.
Direct Payday Lenders Scope Out Qualified Borrowers:
Your income matters. How much you bring home each month is what you live on. It pays the rent, buys a car, keeps utilities running and feeds the bellies of your family, pets and gas tanks. If your income does not cover your basic needs you will need help. Some people will find a roommate to share living costs, others will find a second income and too many will use credit card or fast direct payday lenders to make money matters work.
Direct Payday Loan Lenders Work With Many Income Levels:
Do you think that all borrowers who use fast direct payday loan lenders to solve emergency money problems fall into the same income range? If you read any of the reports made about direct lenders, you will probably believe it. These short-term loans ore often associated with those who earn smaller incomes.
Online Payday Lender Tips for Safe Utilization:
There are a lot of people who look to an online payday lender fast cash to get them out of a sticky money problem. Unexpected expenses can often throw a budget off its track, especially when payday is still a few days away. When your money management has left you less than credit worthy, alternative money may be your only opportunity to correct a finance problem.
Payday Loan Direct Lender Revenue Is Not So Grand After All:
Do you think that a fast payday loan direct lender service earns large revenue from small short-term loans? The industry is often fingered as a booming business feeding off the perils of those less fortunate. Direct lenders cannot deny all accusations as a whole as they understand quite well how the practices of predatory lenders have made a name for the industry.
Some Useful Tips to Help You Save Money:
Saving a small amount of money each month is a good idea. Whether you are saving up for something special, or you simply want to have a small nest egg of emergency money, saving is useful to do and an excellent habit to get into.

Need Quick, Hassle-Free Cash? Top 5 Advantages of Payday Loans

Require money urgently and don't know where to turn? Payday loans have often received more than their share of flak. However, when used correctly, payday loans have several advantages to offer. What are the benefits of payday loans and when should you use them?
Cash Advance Loans Online: Do They Help Cover Retailer Price Tricks?:
If you are working to cut back on spending, you will want to familiarize yourself with the tricks retailers use to make you think you are getting a deal. Deal or no deal, you must always think about affordability and whether or not you truly need the item. Cut-backs don't work on wants. It's important to stay focused in order to limit any use for credit cards or safe cash advance loans online to survive the end of the month.
Online Payday Loan Lenders Prompt The Need To Audit Finances:
While you are considering taking out an online payday loan once again, it may help you to stop and evaluate your financial situation first. If you have been working with safe online payday loan lenders and have a good payment history with them, you won't have to worry too much about whether or not your loan application will be approved.
Payday Cash Advance: Strategize A Quick Payoff:
Managing a budget is not always the easiest thing to do no matter what your income is. Most people lie within their monthly take-home pay, but when unexpected costs arise, third party money is often used to cushion the blow. What better way to fix a money emergency by using someone else's money and deal with it later, right?
Payday Loans Support Bank Fees And Credit Card Charges:
Even the savviest of household financiers can fall on difficult times when it comes to balancing the checkbook. Borrowing money from a short-term lender may provide a fast financial fix to avoid those hefty charges tacked onto overdrawn accounts and/or credit cards.
Are Payday Loans Part of Your Relationship With Money?:
Your relationship with money is often a result of how your parents treated their own money. Some young adults picked up bad habits and never learned to understand the negatives of credit card usage. For those of you looking for help from your local payday loan provider, you are probably experiencing one of the side effects of not understanding how credit cards will affect personal finances.
Fast Payday Loans VS. Credit Cards?:
When finances get tough and you need access to credit, which comes in the form credit cards and Texas payday loans, emergency situations don't have time to wait for traditional bank loans or lenders. They often take their time running your credit and making you wait for approval. If you need fast cash and don't have a lot of time to spare, don't make financial decisions in haste. Take some time to consider the advantages and disadvantages of how you will acquire the money you need and then decide which financial route you will take.

Strategies for Paying Off Payday Loans Conveniently

Are you on the look out for immediate cash support to balance your financial insufficiency? You can get rid of your trouble in an easy way by availing payday loans from these lenders.
Probing the Bad Effect of Payday Loans:
Payday loan stores seem to be popping up everywhere and a few people think that they are the best things ever, but in reality they are the tabloids of the credit industry, as far as reputable credit institutions are concerned. It's obvious that they are supplying a tangible need for the demands of the public, or else they wouldn't be surviving. So if that many consumers are freely choosing to deal with them, then why are payday loans bad?
Payday Advance Online Users Do Not Live Financially Free:
If you are wondering why your finances are reliant on a safe payday advance online you may want to consider how you look at finances in general. Certain kinds of people will make the most out of any situation where others struggle or fail. You can consider an alternative money reliance on the fail side. Living debt free would exemplify success.
How to Repair and Improve Your Credit Score:
Millions of people have trouble with their credit scores at some point. A bad credit score will make it very difficult to access loans, credit cards, and other forms of credit.
How To Apply For A Payday Advance or Loan:
What exactly is a payday loan? A payday loan is a fast and quick method to get some extra money. In most cases, you can easily get a loan of $500.
Growing A Garden - Saving Money - Paying Off A Payday Loan Lender:
Can a person really save money and payoff payday loan lenders when growing their own food? It will of course take some hard work and patience waiting to see the fruits of your labor (pun intended!) but in the long run you will see a significant savings in your grocery bill. Not too mention the personal satisfaction you will have when you are able to eat fruits and vegetables right from your own garden.
Online Cash Advances: Lenders Check Without A Credit Check:
When looking for best online cash advances, you will want to research many but apply with one lender at a time. Even though they are all different companies, the applications are visible to other direct lenders. No personal information is displayed, no dollar amounts are seen, no other lender will even know what company may have approved or denied your request and this last piece is what could prevent you from getting alternative money at all.

Cash Advance Loan Use: Compare Quality and Price

Selecting the right products and services will help your finances run smoother in the long run. Did you use a fast cash advance loan when the vacuum broke down? Did it come in handy when the dryer stopped drying? Repairs and replacements can be tough on the budget, especially when they happen too frequently. Securing your budget to work in your favor consists of more than cutting back and saving. Smart money decisions must be made across the board.
How to Get an Emergency Payday Loan:
Payday loans are an excellent resource for those who need emergency cash fast. They have come under fire, especially recently for their high interest rates. There are a few remaining reasons that a payday advance would be useful.
Some Great Tips to Help You Save:
Increasing numbers of families are changing their spending habits and starting to save. If you have not been a saver in the past, it can be a difficult thing to learn.
How Do Online Cash Advances Work to Your Advantage?:
Finding the best online cash advances help will help a borrower turn the corner to what could have been a financial disaster. When a short-term loan works in your favor, it doesn't subtract the cost of the loan but adds to the value an intact budget.
Benefits of Payday Loans:
Next time you are in dire need of some cash, and you want to get it quickly, you can consider payday loans. This type of loans is relatively new on the market. So far, the traditional ways of procuring a loan were mainly through credit cards or by applying for personal loans.
Is Payday Lending the Right Choice?:
Now that the world of payday lending online has sprung forth, more and more people are able to get a payday loan with ease. Some sites can get you the money you need in as little as one to two days. The best thing is you never have to leave the comfort of your home to get the money.
How Do You Feel About Safe Payday Loans Now?:
It is easy to get trapped in negative thought when your finances are out of control and your quest to find safe payday loans help will still leave you broke in the end. Your mindset is a powerful tool that can be used to change the direction of your flailing budget.